The world is your oyster. Literally.
If you’re between 20-30 years old and ready to look at creating a financial plan, you’re awesome. The younger you start setting goals and contributing to investments, the more likely you are to have a successful portfolio where your contributions won’t be affected by increased expenses or changing financial obligations. You’ll be better prepared for the life that awaits you. That is the goal isn’t it?
But in the meantime you’ve finished school, are starting your career and feeling good about the world of opportunity. Learning about money and how to make it work for you will increase your odds of having a lifestyle rather than just all work and no play.
Some of your top priorities probably include:
Paying off student debt, skip the credit card offers
Building a good credit score
Reducing expenses to save (properties, toys, gadgets, clothes/shoes)
Here’s how we can help?
12, 18, 24 months of ongoing coaching
budget design and review
by the hour, unbiased advice
We all know how to lose weight, quit smoking, and get out of debt. Don’t we? Then why do we have an extra 5 pounds to loose and a credit card balance that we cant shake? It’s because of our busy schedules and keepin-up-with-the-Jones’ attitudes. Insert Financial Coaching. Your Coach helps you prioritize, plan, and understand your money. We’ll be your sounding board so you don’t have to make money decisions on your own. And we’ll be there to hold you accountable too (you’ll thank us one day, we promise).
It’s important to plan for the good and bad in life.
Your insurance needs will vary based on whether or not you have any assets and your family health history. The bonus to qualifying for life insurance when you’re young is you have no worries about being declined. On the other hand, you may want to put your money into an investment fund if you don’t really have any liabilities that would require you to have insurance. We’ll take you through the pros and cons of insurance and determine if this product is right for you – why pay for something you don’t need?!
critical illness insurance
all other types IF you need them
We’ve seen our parents struggle with the ebb and flow of the markets and want to do everything possible to make sure the same doesn’t happen to us. Even if the stock market scare you – there’s a lot of opportunity to make great investments that aren’t all that scary. There’s actually low risk options if you’re totally adverse to seeing any downward movement on your quarterly statements. There’s literally something for everyone’s tolerance and it’s just about finding out what’s comfortable for you, and making compound interest your friend.
Debt Payoff Plans
by the hour, unbiased advice
Have you recently graduated but still have debt weighing on your shoulders? Maybe you want to take 3-6 months to go travelling but aren’t sure how to make payments while you have little to no income. No problem. Let us help you figure out a plan to get your debt under control so you can make decisions that fit with your goals. The last thing you want to do is dwell on past mistakes that make you feel isolated and stagnant. Keep your life moving upwards and onwards with a debt elimination plan that’s try to who you are and where you want to be.