What do I do with my tax refund!?

Hurray! You’ve done tax season like a boss and now you’ve got a refund. You want to keep your adult on and be financially responsible with your refund – AWESOME. Now what do you do? First, reward yourself for being responsible. Seriously. Give yourself a little something something for getting that refund in the first place! I’m not saying go …

Mortgage Insurance VS Life Insurance

Mortgage Insurance vs. Life Insurance: What’s the Difference? You got through the mortgage qualifications, searched high and low in a crazy market for a house and are ready to sign the dotted line for a mortgage on your home-sweet-home. Then the words “mortgage insurance” are brought up. What is Mortgage Insurance? Mortgage insurance is simply a term life insurance policy …

19 things you probably don’t know about RRSPs

It’s 2019 so we have put together 19 things you might not know about RRSPs… They are not a product. Contributions made in the first 60 days of the year can be used on last year’s tax return (or this year’s for that matter) There is a penalty for contributing too much. You can get a tax return. If you …

Strategies to STAY ON BUDGET.

You sit down, look at your income and expenses, and write down the numbers. Everything looks good and you’re excited for this new plan. You think “this time will be different; this time I will stick to the budget.” Then two weeks later you are blindsided by an unexpected cost. Or a month later you realize you’ve been spending more …

Spring Cleaning!

Spring Cleaning! Where do you keep your adulting documents? Online storage? Computer? External drive? Filing cabinet? Get organized and locate the following: Wills (often kept on file with the lawyer, you should also have a copy) Mortgage documents (and make a calendar note for when the term renews) Life insurance policies (and payment and renewal dates) Health and dental plan …

Guest Post – 2017 Back to School Resource Guide

We were honored to be asked to participate in this year’s 2017 Back to School Resource Guide by the Victoria Mom’s Blog! In this blog, we discuss ways that you can get your children back to school and still stay on your budget! Check out our guest blog!

Summer Vacations are what life is all about…..but can you afford one?

Every day you scroll through Facebook and Instagram to see your friends having the time of their lives on summer vacation! They’re taking road trips, renting cabins, driving boats, sliding down waterslides, and eating ice cream. And you’re at home. Why? Because you can’t afford a summer vacation (there’s a chance that your friends can’t either, and will be thanking …